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Does Torrid
code as Retail?

Know exactly how your credit card will categorize a purchase at Torrid — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5621
Category
Women's Clothing Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Torrid use?
Torrid uses MCC 5621 — Women's Clothing Stores. This is the four-digit Merchant Category Code assigned to Torrid by card networks and determines how your purchase is categorized for rewards.
Does Torrid count as women's clothing stores for credit card rewards?
Yes — Torrid codes as Women's Clothing Stores (MCC 5621), so purchases here should earn bonus rewards on cards that offer a women's clothing stores category bonus.
Which credit card earns the most rewards at Torrid?
The best card depends on how Torrid codes. Since it uses MCC 5621 (Women's Clothing Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.