MCC Code
4111
Category
Local / Suburban Commuter Passenger Transportation
Reward Category
Transit
Confirmed by
PreSwipe team
Best cards for Lyft
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Preferred
3% back on transit
3% back
Amex Green
3x MR on travel & transit
3x MR
Chase Sapphire Reserve
3x UR on travel
3x UR
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Search PreSwipe →Frequently asked questions
What MCC code does Lyft use?
Lyft uses MCC 4111 — Local / Suburban Commuter Passenger Transportation. This is the four-digit Merchant Category Code assigned to Lyft by card networks and determines how your purchase is categorized for rewards.
Does Lyft count as local / suburban commuter passenger transportation for credit card rewards?
Yes — Lyft codes as Local / Suburban Commuter Passenger Transportation (MCC 4111), so purchases here should earn bonus rewards on cards that offer a local / suburban commuter passenger transportation category bonus.
Which credit card earns the most rewards at Lyft?
The best card depends on how Lyft codes. Since it uses MCC 4111 (Local / Suburban Commuter Passenger Transportation), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.