MCC Code
4111
Category
Local / Suburban Commuter Passenger Transportation
Reward Category
Transit
Confirmed by
PreSwipe team
Best cards for Lyft XL
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Preferred
3% back on transit
3% back
Amex Green
3x MR on travel & transit
3x MR
Chase Sapphire Reserve
3x UR on travel
3x UR
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Search PreSwipe →Frequently asked questions
What MCC code does Lyft XL use?
Lyft XL uses MCC 4111 — Local / Suburban Commuter Passenger Transportation. This is the four-digit Merchant Category Code assigned to Lyft XL by card networks and determines how your purchase is categorized for rewards.
Does Lyft XL count as local / suburban commuter passenger transportation for credit card rewards?
Yes — Lyft XL codes as Local / Suburban Commuter Passenger Transportation (MCC 4111), so purchases here should earn bonus rewards on cards that offer a local / suburban commuter passenger transportation category bonus.
Which credit card earns the most rewards at Lyft XL?
The best card depends on how Lyft XL codes. Since it uses MCC 4111 (Local / Suburban Commuter Passenger Transportation), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.