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PreSwipe  /  Merchants  /  McDonald's

Does McDonald's
code as Dining?

Know exactly how your credit card will categorize a purchase at McDonald's — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5812
Category
Eating Places and Restaurants
Reward Category
Dining
Confirmed by
PreSwipe team
Best cards for McDonald's
Hilton Honors Amex Surpass
6x pts on dining
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Gold
4x MR on dining
4x MR
Amex Green
3x MR on dining
3x MR
Chase Sapphire Reserve
3x UR on dining
3x UR
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Frequently asked questions
What MCC code does McDonald's use?
McDonald's uses MCC 5812 — Eating Places and Restaurants. This is the four-digit Merchant Category Code assigned to McDonald's by card networks and determines how your purchase is categorized for rewards.
Does McDonald's count as eating places and restaurants for credit card rewards?
Yes — McDonald's codes as Eating Places and Restaurants (MCC 5812), so purchases here should earn bonus rewards on cards that offer a eating places and restaurants category bonus.
Which credit card earns the most rewards at McDonald's?
The best card depends on how McDonald's codes. Since it uses MCC 5812 (Eating Places and Restaurants), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.