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PreSwipe  /  Merchants  /  Root Insurance

Does Root Insurance
code as Insurance?

Know exactly how your credit card will categorize a purchase at Root Insurance — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
6300
Category
Insurance Sales / Underwriting
Reward Category
Insurance
Confirmed by
PreSwipe team
Best cards for Root Insurance
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Root Insurance use?
Root Insurance uses MCC 6300 — Insurance Sales / Underwriting. This is the four-digit Merchant Category Code assigned to Root Insurance by card networks and determines how your purchase is categorized for rewards.
Does Root Insurance count as insurance sales / underwriting for credit card rewards?
Yes — Root Insurance codes as Insurance Sales / Underwriting (MCC 6300), so purchases here should earn bonus rewards on cards that offer a insurance sales / underwriting category bonus.
Which credit card earns the most rewards at Root Insurance?
The best card depends on how Root Insurance codes. Since it uses MCC 6300 (Insurance Sales / Underwriting), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.