MCC Code
6300
Category
Insurance Sales / Underwriting
Reward Category
Insurance
Confirmed by
PreSwipe team
Best cards for UnitedHealthcare (premium)
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does UnitedHealthcare (premium) use?
UnitedHealthcare (premium) uses MCC 6300 — Insurance Sales / Underwriting. This is the four-digit Merchant Category Code assigned to UnitedHealthcare (premium) by card networks and determines how your purchase is categorized for rewards.
Does UnitedHealthcare (premium) count as insurance sales / underwriting for credit card rewards?
Yes — UnitedHealthcare (premium) codes as Insurance Sales / Underwriting (MCC 6300), so purchases here should earn bonus rewards on cards that offer a insurance sales / underwriting category bonus.
Which credit card earns the most rewards at UnitedHealthcare (premium)?
The best card depends on how UnitedHealthcare (premium) codes. Since it uses MCC 6300 (Insurance Sales / Underwriting), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.