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Does Sam's Club (Retail)
code as Grocery?

Know exactly how your credit card will categorize a purchase at Sam's Club (Retail) — before you tap.

Codes unexpectedly
VisaMastercardAmexDiscover
MCC Code
5300
Category
Wholesale Clubs
Reward Category
Wholesale Clubs
Confirmed by
PreSwipe team
Best cards for Sam's Club (Retail)
Citi Double Cash
2% back on all purchases
2% back
BofA Customized Cash
2% back on grocery & wholesale
2% back
Costco Anywhere Visa
2% back on Costco purchases
2% back
Similar merchants
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Sams Club
Retail · MCC 5300
Unexpected

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Frequently asked questions
What MCC code does Sam's Club (Retail) use?
Sam's Club (Retail) uses MCC 5300 — Wholesale Clubs. This is the four-digit Merchant Category Code assigned to Sam's Club (Retail) by card networks and determines how your purchase is categorized for rewards.
Does Sam's Club (Retail) count as wholesale clubs for credit card rewards?
Sam's Club (Retail) does not code as you might expect. It uses MCC 5300 (Wholesale Clubs), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Sam's Club (Retail)?
The best card depends on how Sam's Club (Retail) codes. Since it uses MCC 5300 (Wholesale Clubs), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.