MCC Code
5812
Category
Eating Places, Restaurants
Reward Category
Dining
Confirmed by
PreSwipe team
Coffee shops with food service typically code 5812 not 5814; earns dining rewards on most cards
Best cards for Summit Coffee Charlotte
Hilton Honors Amex Surpass
6x pts on dining
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Gold
4x MR on dining
4x MR
Amex Green
3x MR on dining
3x MR
Chase Sapphire Reserve
3x UR on dining
3x UR
Similar merchants
Search any merchant
PreSwipe has 2,000+ merchants in our database. Know before you tap.
Search PreSwipe →Frequently asked questions
What MCC code does Summit Coffee Charlotte use?
Summit Coffee Charlotte uses MCC 5812 — Eating Places, Restaurants. This is the four-digit Merchant Category Code assigned to Summit Coffee Charlotte by card networks and determines how your purchase is categorized for rewards.
Does Summit Coffee Charlotte count as eating places, restaurants for credit card rewards?
Summit Coffee Charlotte does not code as you might expect. It uses MCC 5812 (Eating Places, Restaurants), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Summit Coffee Charlotte?
The best card depends on how Summit Coffee Charlotte codes. Since it uses MCC 5812 (Eating Places, Restaurants), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.