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Does Toys 'R' Us
code as Retail?

Know exactly how your credit card will categorize a purchase at Toys 'R' Us — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5945
Category
Hobby / Toy / Game Shops
Reward Category
Retail
Confirmed by
PreSwipe team
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amazon Prime Rewards Visa
5% back on Amazon & Whole Foods
5% back
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Toys 'R' Us use?
Toys 'R' Us uses MCC 5945 — Hobby / Toy / Game Shops. This is the four-digit Merchant Category Code assigned to Toys 'R' Us by card networks and determines how your purchase is categorized for rewards.
Does Toys 'R' Us count as hobby / toy / game shops for credit card rewards?
Yes — Toys 'R' Us codes as Hobby / Toy / Game Shops (MCC 5945), so purchases here should earn bonus rewards on cards that offer a hobby / toy / game shops category bonus.
Which credit card earns the most rewards at Toys 'R' Us?
The best card depends on how Toys 'R' Us codes. Since it uses MCC 5945 (Hobby / Toy / Game Shops), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.