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PreSwipe  /  Merchants  /  Ulta Beauty

Does Ulta Beauty
code as Retail?

Know exactly how your credit card will categorize a purchase at Ulta Beauty — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5977
Category
Cosmetic Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for Ulta Beauty
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Ulta Beauty use?
Ulta Beauty uses MCC 5977 — Cosmetic Stores. This is the four-digit Merchant Category Code assigned to Ulta Beauty by card networks and determines how your purchase is categorized for rewards.
Does Ulta Beauty count as cosmetic stores for credit card rewards?
Yes — Ulta Beauty codes as Cosmetic Stores (MCC 5977), so purchases here should earn bonus rewards on cards that offer a cosmetic stores category bonus.
Which credit card earns the most rewards at Ulta Beauty?
The best card depends on how Ulta Beauty codes. Since it uses MCC 5977 (Cosmetic Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.