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PreSwipe  /  Merchants  /  Home Depot

Does Home Depot
code as Retail?

Know exactly how your credit card will categorize a purchase at Home Depot — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5200
Category
Home Supply, Warehouse Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for Home Depot
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Home Depot use?
Home Depot uses MCC 5200 — Home Supply, Warehouse Stores. This is the four-digit Merchant Category Code assigned to Home Depot by card networks and determines how your purchase is categorized for rewards.
Does Home Depot count as home supply, warehouse stores for credit card rewards?
Yes — Home Depot codes as Home Supply, Warehouse Stores (MCC 5200), so purchases here should earn bonus rewards on cards that offer a home supply, warehouse stores category bonus.
Which credit card earns the most rewards at Home Depot?
The best card depends on how Home Depot codes. Since it uses MCC 5200 (Home Supply, Warehouse Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.