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Does The Home Depot
code as Home Improvement?

Know exactly how your credit card will categorize a purchase at The Home Depot — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5200
Category
Home Supply / Hardware Stores
Reward Category
Home Improvement
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does The Home Depot use?
The Home Depot uses MCC 5200 — Home Supply / Hardware Stores. This is the four-digit Merchant Category Code assigned to The Home Depot by card networks and determines how your purchase is categorized for rewards.
Does The Home Depot count as home supply / hardware stores for credit card rewards?
Yes — The Home Depot codes as Home Supply / Hardware Stores (MCC 5200), so purchases here should earn bonus rewards on cards that offer a home supply / hardware stores category bonus.
Which credit card earns the most rewards at The Home Depot?
The best card depends on how The Home Depot codes. Since it uses MCC 5200 (Home Supply / Hardware Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.