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Does Home Depot (lumber yard)
code as Home Improvement?

Know exactly how your credit card will categorize a purchase at Home Depot (lumber yard) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5200
Category
Home Supply / Hardware Stores
Reward Category
Home Improvement
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Home Depot (lumber yard) use?
Home Depot (lumber yard) uses MCC 5200 — Home Supply / Hardware Stores. This is the four-digit Merchant Category Code assigned to Home Depot (lumber yard) by card networks and determines how your purchase is categorized for rewards.
Does Home Depot (lumber yard) count as home supply / hardware stores for credit card rewards?
Yes — Home Depot (lumber yard) codes as Home Supply / Hardware Stores (MCC 5200), so purchases here should earn bonus rewards on cards that offer a home supply / hardware stores category bonus.
Which credit card earns the most rewards at Home Depot (lumber yard)?
The best card depends on how Home Depot (lumber yard) codes. Since it uses MCC 5200 (Home Supply / Hardware Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.